Account Access

Wealth Management & Family Office

Superior Planning, LLC an SEC Registered Investment Advisor

Our full-service family office group provides highly tailored level of service for clients with complex financial matters. We go beyond traditional financial planning, addressing the needs of high-net-worth individuals and families.

For Clients with Complex Financial Matters
Meet the Team Wealth Management Family Office Contact

Our full-service Wealth Management & Family Office group provides an highly tailored level of service for clients with complex financial matters. We go beyond traditional financial planning, addressing the complex needs of high-net-worth individuals and families. From sophisticated estate planning and tax optimization to philanthropy strategies and generational wealth transfer, our team takes a holistic approach to managing not only your financial assets but your entire legacy. We work alongside you to design a strategy that aligns with both your financial and personal objectives as we seek to assist you in growing and protecting your wealth, so it can be passed on to future generations.

Meet the Team
Joe Bauers, AIF®
Jim Gates
John Sedberry
Susan Ferrari
Buddy Thomas, CFP®, AEP
Michael George, CFP®
Zach Jones, CFP®
Ashley Gagne, CFP®
Our Services

Investment Management

We craft investment strategies that align with your long-term objectives. Our approach is built on a deep understanding of market trends, risk management, and a diversified portfolio to maximize returns.

Retirement Planning

Planning for retirement is more than just saving money. It’s about creating a sustainable income for your future. We work with you to design a plan that helps you enjoy your retirement years with peace of mind.

Tax Optimization

We focus on tax-efficient strategies designed to minimize your liabilities and assist you in keeping more of what you earn. Our team stays current with tax laws to help you navigate this ever-changing landscape.

Estate Planning

Preserve your legacy with a thoughtful estate plan. We assist in creating wills, trusts, and other strategies designed to assist you in passing your wealth on to future generations in a tax-efficient manner.

Business Planning

Whether you are a business owner looking to grow your enterprise or plan for succession, our business solutions are designed to meet the unique challenges of entrepreneurship, with a focus on long-term stability.

Family Office

Your Need for Advice Changes Over Time

A dedicated family office gives you control of the process of protecting and growing your wealth, and a way to keep family members connected.

How a Family Office Works

A family office is a multi-generational lynchpin uniting the family dynamics with the family money. The ultimate role of a purposeful family office is the sustainability of an integrated family and financial legacy consistent with the family’s collective values, vision, and goals.

Our Process

1. Initial Consultation

We start by listening to your goals, dreams, and challenges. Our team will assess your current financial situation to understand where you are.

2. Tailored Strategy Development

Using the information gathered, we develop a comprehensive plan designed specifically for you, focusing on risk, growth, and time horizon.

3. Ongoing Monitoring and Adjustments

Financial landscapes change, and so do your life circumstances. We regularly review your plan and make adjustments to keep you on track toward your objectives.

4. Transparent Communication

We ensure you are always informed. Our team provides regular updates and is available to answer any questions you may have along the way.

Start with an Introductory Call

The first step is a conversation! Connect with us today to see how our team of experienced advisors can help you protect and grow your wealth, enhance income, manage estate planning complexities and thrive through major life transitions.

Contact Us:
Phone: 858-546-1046
Address: 10085 Carroll Canyon Rd, Suite 150, San Diego CA 92131

Financial Solutions Group

A PlanMember Financial Center Formerly CALPRO Network Financial

Our team of dedicated financial advisors focus on retirement planning, offering personalized guidance for clients at every stage of their journey—whether retirement is decades away or just around the corner.

Simplified Solutions for Everyday Financial Goals
Meet the Team Our Services Contact

Our team of dedicated financial advisors focus on retirement planning, offering personalized guidance for clients at every stage of their journey—whether retirement is decades away or just around the corner. We understand that preparing for the future means more than just saving money; it’s about creating a strategy that aligns with your goals, lifestyle, and timeline. From maximizing retirement contributions to developing income strategies, navigating your pension or Social Security, we’re here to help you build a confident and secure retirement plan. No matter where you are in your career, we’re your trusted partner for the road ahead.

Meet the Team
Kyle Smith
Louis Lange
Pat Bowers
Juan Garza
Our Services

Financial Services

A well-grounded financial strategy is essential for anyone who wishes to accomplish specific financial objectives. Whether it be the idea of owning your home, making sure your children’s education is well funded, or ensuring a smooth and stress-free retirement; all of these seemingly disparate components come together under a unified financial strategy.

The scope of an effective financial strategy is comprised of the following key aspects:

  • Saving
  • Budgeting
  • Investing
  • Tax Planning
  • Insurance Planning
  • Retirement Planning
  • Estate Planning

Retirement Planning

Retirement planning doesn’t start at retirement. It starts long before! Our Retirement Planning service takes a long-term view of your financial wellbeing. We use a life-cycle approach to ensure your life during retirement is as well-planned as your life prior to retirement.

Here’s what we do for you as part of our personalized Retirement Planning service:

  • Understanding your goals
  • Analyze your current financial situation
  • Develop the plan
  • Implement the plan
  • Provide you with advice on pension and benefit decisions
  • Assist with other facets of your financial life during retirement
  • Ongoing reviews

Dedicated Financial Guidance for Education Professionals

Over 40 Years, we have been working with Education Professionals to help them plan for retirement. Our dedicated team of local, FBC Model Plan approved, Financial Advisors provide CalSTRS and CalPERs resources, calculate your benefits and build your Personal Retirement Plan.

Ready to Enroll for 403(b) or 457(b)? Visit our Simple and Secure 403(b) or 457(b) account enrollment portal

Let’s Get Started

You’re so close to making a confident, life-changing decision for better financial guidance.

Contact Us:
Phone: 619-260-0155
Address: 10085 Carroll Canyon Rd, Suite 150, San Diego CA 92131

Disclosures

“Superior Planning” is the trade name under which Superior Planning, LLC (dba Superior Planning Wealth Management & Family Office) (SPWMFO), BSA Financial Network & Insurance Services, Inc. (dba Superior Planning Financial Solutions (SPFS) [fka CALPRO Network Financial]) provide investment advisory, financial, and insurance services. SPWMFO and SPFS are related entities by virtue of common ownership and/or control.

Superior Planning, LLC dba Superior Planning Wealth Management & Family Office

Superior Planning, LLC (dba Superior Planning Wealth Management & Family Office) (SPWMFO) is an SEC registered investment advisor (CRD No. 130711) that offers financial planning programs and investment advisory services to clients. Registration as an investment advisor does not imply any level of skill or training. Advisory services are only offered in jurisdictions where the firm is registered, notice filed, exempt, or excluded from such requirements. Additional investment advisory services offered through Carmel Capital Partners, LLC (CCP), an SEC registered investment advisor (CRD No. 123907), for select clients.

For additional information regarding Superior Planning, LLC, please go to our IAPD website to download: Superior Planning, LLC Form ADV Part 2A and/or Superior Planning, LLC ADV Part 3 (Form CRS) 

Superior Planning, LLC Privacy Policy

Carmel Capital Partners, LLC Form ADV Part 2A and Carmel Capital Partners, LLC Part 3 (Form CRS) are located at their firm’s IAPD website.

 

BSA Financial Network & Insurance Services, Inc. dba Superior Planning Financial Solutions (fka CALPRO Network Financial)

BSA Financial Network & Insurance Services, Inc. (dba Superior Planning Financial Solutions (SPFS) [fka CALPRO Network Financial]) provides securities and investment advisory services offered through PlanMember Securities Corporation (PSEC), a registered broker-dealer, investment advisor, and member FINRA/SIPC (CRD No. 111869). SPFS and PSEC are independently owned and operated. Investments in securities involves the risk of loss, including the risk of loss of principal, that clients should be prepared to bear. Past performance is not indicative of future results. SPFS nor any of its representatives or agents give legal or tax advice. For complete details, consult with your tax consultant or attorney.

Joe Bauers, AIF® California Insurance License: 0D48460 Kyle Smith California Insurance License: 0I38303 James Gates California Insurance License: OB85425 Ashley Gagne, CFP® California Insurance License: 0H21805 Juan G Garza II California Insurance License: 0N15161 Michael George, CFP® California Insurance License: 0I50656 Louis Lange California Insurance License: 4210260 Patrick Bowers California Insurance License: 4058525 Heather Ring, CFP® CA Insurance License: 0I08316 & CO Insurance License: 610168

Links are provided for your information only. PSEC and SPFS do not endorse, nor accept any responsibility for the content, products and/or services provided at non-PSEC or SPFS sites. Some information contained on these site(s) are provided by third parties. We do not independently verify this information, nor do we guarantee its accuracy or completeness.

Get important facts about an investment professional’s background: FINRA BrokerCheck and CA Insurance License Lookup. 

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements

The links and the information being provided is strictly as a courtesy. When you link to any of the websites provided above, you are leaving this website. We make no representation as to the completeness or accuracy of information provided at these websites. We do not endorse, nor accept any responsibility for the content, products and/or services provided by any third party website. When you access one of these websites, you assume total responsibility and risk for your use of the websites you are linking to. We do not independently verify any information given by any third party website.

Investment Advisor Disclosure Documents

PlanMember Securities Corporation Form ADV Part 2A  |  PlanMember Securities Corporation ADV Part 3 (Form CRS)

PlanMember Securities Corporation Disclosures | CCPA Personal Data Request

Privacy Policy

This privacy notice discloses the privacy practices of Superior Planning, LLC (dba Superior Planning Wealth Management & Family Office) (SPWMFO), BSA Financial Network & Insurance Services, Inc. (dba Superior Planning Financial Solutions (SPFS) [fka CALPRO Network Financial]). This privacy notice applies solely to information collected by this website. It will notify you of the following:

  • What personally identifiable information is collected from you through the website, how it is used, and with whom it may be shared.

  • What choices are available to you regarding the use of your data.

  • The security procedures in place to protect the misuse of your information.

  • How you can correct any inaccuracies in the information.

Information Collection, Use, and Sharing

We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request.

Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

Your Access to and Control Over Information

You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:

  • See what data we have about you, if any.

  • Change/correct any data we have about you.

  • Have us delete any data we have about you.

  • Express any concern you have about our use of your data.

Security

We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for “https” at the beginning of the address of the Web page.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.

Cookies

We use “cookies” on this site. A cookie is a piece of data stored on a site visitor’s hard drive to help us improve your access to our site and identify repeat visitors to our site. For instance, when we use a cookie to identify you, you would not have to log in a password more than once, thereby saving time while on our site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. Usage of a cookie is in no way linked to any personally identifiable information on our site.

Some of our business partners may use cookies on our site (for example, our web service company). However, we have no access to or control over these cookies.

If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at 619-260-0155 or 858-546-1046.

PlanMember Services Consumer Privacy Statement

Superior Planning Financial Solutions and PlanMember Securities Corporation are independently owned and operated. PlanMember Securities maintains a separate Privacy Policy Statement.